Straightforward pricing. No insurance maze.
Brain Centers is a cash-pay practice. That is a deliberate choice, not a limitation, and it comes with real ways to make treatment more affordable. Here is exactly how it works.
Your protocol, not your insurer, decides your care
Insurance-billed TMS typically comes with rules written by the payer, not your clinician: a fixed number of sessions, a required medication-trial history before you qualify, and a pace set by reimbursement codes rather than what is actually right for you.
Operating outside that system lets our clinical team design a protocol around your schedule and your condition, including accelerated, one-day courses of care that most insurance-billed clinics are not set up to offer at all.
What cash-pay means for you
- ✓No pre-authorization delays. Start when you are ready, not when a payer approves it.
- ✓No forced medication trials. Insurers often require you to fail multiple medications first; we do not.
- ✓More privacy. Insurance claims create a mental health record with your carrier and, often, your employer’s plan administrator. Paying directly keeps that decision in your hands.
- ✓A protocol built for your schedule, including accelerated one-day courses of care.
Ways to offset the cost
Cash-pay does not have to mean out of pocket, in full, with no help. Ask about each of these on your free consult call.
HSA & FSA Funds
TMS is a qualifying medical expense for most Health Savings and Flexible Spending Accounts. Using pre-tax HSA/FSA dollars is often the simplest way to reduce your effective cost.
Superbills for Reimbursement
Depending on your out-of-network mental health benefits, your plan may reimburse part of the cost. Ask our team whether a detailed superbill for your insurer is right for your situation.
Payment Plans
We know a course of treatment is a real decision. Ask us during your free consultation about flexible payment options for your specific protocol.
Insurance & cost, answered plainly
Cost depends on your personalized protocol, so we do not quote a single number for every patient. The fastest way to get an exact figure for your situation is a free 15-minute consultation with our clinical team.
We do not bill insurance directly. We are happy to discuss superbills for potential out-of-network reimbursement, HSA/FSA payment, and payment plan options during your consult.
In most cases, yes. TMS is generally considered a qualifying medical expense. We recommend confirming your specific plan’s rules with your HSA/FSA administrator.
Cash-pay lets our clinical team build a protocol around your actual condition and schedule, rather than an insurer’s session limits and required medication trials, and it gives you more control over the privacy of your treatment record.
Get your exact cost on a free call
A free 15-minute consultation is the fastest way to understand your protocol, your timeline, and your cost.